Open Enrollment Is Here: Your Therapy May Qualify for In-Network Coverage

Whether you’re switching plans or renewing the one you have, a new plan year is the right time to find out if your out-of-network therapist can be covered at in-network rates.

By Access to Coverage

Open enrollment for 2027 marketplace health insurance begins November 1, and many employers hold their own enrollment around the same time. Over the next few weeks, families across our community will choose new plans, switch carriers, or simply let their current coverage renew. And for most plans, deductibles start over at zero on January 1.

For anyone in therapy, or anyone paying a therapist who doesn’t take insurance, this is a moment worth paying attention to. Many people assume that if their therapist is out of network, they’re stuck paying out of pocket, especially if their plan has no out-of-network benefits at all. That assumption costs families a great deal of money every year, and very often it isn’t the whole story.

The Problem Many Families Face

Many of the therapists our community trusts most don’t accept insurance. They understand our families, our culture, and our values, and once you’ve found the right person, starting over with someone new isn’t a realistic option.

Read more ⤵️

https://thelakewoodscoop.com/news/open-enroll…

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